Professor of Finance. He has taught in several Italian and foreign universities: Bocconi University; Boston University; Tecnologico de Monterrey. OEGLA’s President. Panama Government Consultant for the laying down of a New Basel Accord. Has cooperated with World Bank to formulate an Econometric Model for the mexican economy. Has attended numerous conventions and seminars in Italy and abroad about economical and financial problems with particular reference to Basel II. Advisor of various Credit Institutions for risk analysis and improvement of rating systems.